• Is my will/trust up to date?
• What impact will estate taxes have on my family and business?
• What are the projected estate taxes?
• Is my life insurance program adequate and cost-effective?
• Should I consider making gifts to my children?
• Would gifts to charity provide me with  tax benefits?

When you die, your executor will distribute your assets in some proportion to specified personal heirs and charitable heirs; the charity will either be the government or one you choose.

ESTATE TAXES ARE OPTIONAL.

Fidelity Capital Management, working with your attorney, develops estate tax strategies to ensure  adequate protection for your family upon your death. Because of the rapid changes in the estate tax law, all estate plans are closely monitored and updated, as needed, to reflect changes in the law. Specific services include:   Assisting in updating personal financial inventory. Estimating your current and future estate taxes and other costs. Analyzing options to reduce, defer, or freeze your estate taxes. Reviewing methods available to you for paying estate settlement costs, including Internal Revenue Code Sec. 6166, loans, capital payment, life insurance, to name a few. Updating and improving your existing estate documents. Integrating your estate plan with income tax and business disposition plans.

Estate Planning Tools Annual exclusion gifting  Charitable giving Split-purchase interest Private annuities Family limited partnerships  Generation-skipping bequests  Revocable living trusts  UTC shelter trusts  Irrevocable trusts  Life insurance trusts  Charitable trusts  Dynasty trusts Personal residence trusts

Fidelity Capital Management
3008 Anderson Dr., Suite 203
Raleigh, North Carolina 27609
Telephone: (919) 876-9610; FAX: (919) 850-9320
E-mail: info@FidelityCapitalManagement.com
URL: http://FidelityCapitalManagement.com/